1. According to the Provisional Regulations on Municipalities Directly under the Central Government of temporary id card, "temporary id card has the legal effect of proving citizenship", as long as the applicant meets the conditions for applying for a card, he can apply for a credit card with temporary id card within the validity period.

2. According to the "temporary" characteristics of temporary id card, the card issuer requires the applicant to submit the household registration book (book) for review when handling the application procedures for prudence.

3. After replacing the resident ID card, the cardholder shall promptly notify the card issuer to change its credit card file information, and use the credit card with the replaced ID card, otherwise the cardholder shall bear the consequences.

Steps to handle credit cards in temporary id card.

1. When an individual uses temporary id card to apply for a credit card, the bank will definitely ask for some other materials, such as a household registration book. After all, the identity card is the embodiment of citizenship, and the bank's request for the household registration book is only a further confirmation of identity.

In order to increase your chances of success in applying for a credit card, it is very helpful to apply for a high-amount credit card and provide the necessary proof of income, real estate and fixed assets.

When you apply for a credit card, the bank will record your temporary id card information. If your application for official ID card is successful, some banks sometimes ask you to provide official ID card information to the bank. Of course, some banks don't. You need to be clear about this when you apply.