Of course, one advantage of Alipay's loan is that the threshold for applying for opening is very low. Only the sesame credit score is above 600, and no other audit materials are needed. Repayment can be made in installments for up to one year. Now there are two channels for credit card repayment, one is Alipay and the other is bank card repayment. : (The maximum withdrawal amount is 100%, and the withdrawal fee is as low as 5 yuan).