1. Information consistency: the deduction account information (name, certificate type and certificate number) must be consistent with the credit card account opening information of China Bank.
2. Repayment method of primary and secondary cards: BOC Credit Card supports setting different repayment methods/full or minimum repayment amount/currency for primary and secondary cards respectively. The main card repays voluntarily, and the auxiliary card cannot apply for automatic repayment. Great Wall Credit Card does not support setting repayment methods separately for the main card and the auxiliary card, and the cardholder of the main card applies.
3. Effective time: effective in the current period before invoicing. The next issue will take effect after the bill is issued, and the bill should be repaid on its own initiative.
4. Deduction amount: If the minimum repayment amount is selected for repayment, the credit information will not be affected but interest will be charged.
5. Deduction currency: dual-currency credit card, you can choose "RMB to repay all debts" or "RMB and foreign currency to repay in corresponding currencies respectively".
6. Related parts of other banks' cards: debit cards with UnionPay logo of other banks. The limit of automatic repayment to China Bank is 50,000 yuan per card day, and only one deduction is initiated. If the deduction fails, please take the initiative to repay in time.
7. Deduction time: Deduction will be made on the due repayment date. Please make sure that the account balance of the previous day is sufficient and the status is normal. If the balance is insufficient, it will be deducted according to the maximum balance of the current account, and a text message will be sent one day after the due repayment date. If you don't receive the SMS or the deduction fails, please take the initiative to repay in time.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.