If the credit card status is abnormal, you can choose a third-party platform to repay, such as Alipay, WeChat, etc., which can help personal credit cards. You can repay through these channels, or you can choose to repay by transfer. Transfer the money from your bank card to your credit card for repayment.

When many cardholders use their credit cards, they will encounter abnormal status and cannot use the card normally. However, whether the credit card debt has been paid off, they are worried that the abnormal status of the credit card will affect the repayment. Is that right? What about this? Next, let’s learn how to repay a credit card with abnormal status.

1. What does abnormal credit card status mean?

Abnormal credit card status means that the current credit card cannot be used normally. There are many reasons for this.

For example, if a risky transaction is temporarily frozen by the bank, the credit card is damaged and cannot be swiped normally, the bank stops payment or blocks the card if it is overdue for a long time, the credit card password is entered incorrectly three times in a row and the card is locked, and the credit card consumption is limited by the bank. Wait, anyway, as long as it affects the normal use of the credit card, it can be regarded as an abnormal status of the credit card.

2. How to repay if the credit card status is abnormal?

When encountering this situation, you must carefully choose the repayment method. First of all, abandon the traditional ATM card insertion for repayment, because the credit card cannot be used normally, and the inserted card may not be read. You will definitely not be able to repay the money, and you can only choose to repay it by transfer.

We also need to consider the cost of repayment here, and try to choose a method that allows free repayment and quick payment. There are many. The more commonly used ones include mobile banking of major banks, cloud QuickPass APP, etc. After choosing one, use the bound bank card to transfer and repay. Be careful to enter the correct credit card number, The name of the cardholder, otherwise the card number and name do not match, and the repayment will fail.

The above is the relevant introduction to "How to repay if the credit card status is abnormal". In short, there is no direct relationship between credit card repayment and whether the card status is abnormal. As long as the card number and name match, there are still many repayment methods.