With the rapid development of bank card payment, the number of cardholders and transaction amount are increasing, and more demand has stimulated banks to launch more convenient and efficient services. Global e-commerce has risen quietly. 1996, Bank of China took the lead in establishing online banking services. In the same year, the number of netizens in China was 654.38+million. By 1999, the number of netizens in China had increased to 4 million, an increase of 4000%. In September of the same year, China Merchants Bank launched "One Netcom", the first online bank in China, and the online banking service system was gradually improved, and electronic payment began to be initially displayed in China. 1999, the first C2C website was established in Yi Bei. In the same year, Ma Yun led dozens of people to invest 500,000 yuan to set up Alibaba in Hangzhou, and B2C websites such as 8848 were officially launched. Online shopping began to enter the public eye. In the initial stage of e-commerce, the problem of honesty has not been well solved, the system of e-commerce industry is not perfect, and the quality and service of goods are difficult to be guaranteed. From the end of 1990s to 200 1, online shopping and consumption have not been accepted by the general public, and the payment method is mainly online banking of banks, and its development is still in the primary stage. As for bank cards, in 2003, China's per capita GDP exceeded US$ 65,438+0,000, thus entering the "first year of credit cards". After the micro-credit card was gradually replaced by the standard credit card, with the development of the Gold Card Project, China's bank card networking entered a stage of in-depth development, and the number of cards issued by major banking institutions nationwide increased rapidly. By the end of 2004, the number of bank cards issued in China reached 762 million. From June to September 2004, the total amount of bank card transactions in China was 18.39 trillion yuan. Banks almost dominated the electronic payment industry in the early days, and the inter-bank payment of large enterprises still occupies the main share of online payment. However, with the increasing demand of small and medium-sized electronic shops and the addition of third-party payment platforms, electronic payment has begun to show diversification. Online shopping and online payment are increasingly recognized and accepted by the general public, and the e-commerce industry is developing rapidly. By June 65438+February 3, 20051,the number of netizens in China had reached1110,000, an increase of 18. 1% over the same period in 2004. The number of online banking users has increased to more than 30 million, and the transaction volume has reached 72.6 trillion, of which the personal online banking transaction volume has also increased by 2.4 trillion from 600 billion in 2004, an increase of 300%. Online payment has gradually become the first choice for consumers to shop online. The above is a brief history of the initial stage of Internet payment and the development of third-party payment. Seeing these data, we have enough confidence to earn a world for ourselves while the payment industry grows. Wx: OTC 702 Skype: snowballqq: 767040410 Website: www.standardotc.com.