How to apply for credit card installment

If users want to apply for credit card installment, they can apply through bank counter application, online banking application, SMS application or call the bank customer service hotline.

1. Send text messages. If your bill last month meets the requirements of installment, you will receive an installment invitation message sent by the bank. You can reply directly according to this message, even if the application is successful.

2. Online banking. Log in to personal online banking and click Credit Card Service-Installment Payment-Installment Payment-Set Summary Installment to apply for installment.

3. Call customer service. You can call the bank's customer service hotline, follow the voice prompts after the call is connected, and you can apply for staging by yourself. If necessary, you can also directly transfer to manual service for installment application.

4. Go to the banking hall. Bring your credit card and ID card to the bank counter.

5. Apply for staging through the self-service terminal. Now banks generally have self-service terminals, which can be handled by themselves.

How to repay the credit card by installment

1. Cardholders only need to apply to the bank for installment repayment after the billing date. Now there are many kinds of installment choices, such as cash installment and free installment. Cash installment mainly refers to the installment of the withdrawal amount, and free installment refers to the installment of the statement.

2. Credit card installment can be repaid in advance, but you need to contact customer service in advance to terminate the installment. If you don't apply for termination of installment, the remaining installment amount will not be billed at one time, and it will still occupy the card amount, and the money you deposit is only equivalent to the deposit.

how to apply for credit card installment repayment

credit card installment repayment method:

1. outlet handling: cardholders can bring their ID cards and credit cards to the bank business hall, apply to the staff for credit card installment, and then fill out the application form, and then they can handle it. (Jingxiang said card A)

2. Customer service telephone handling: the cardholder can call the customer service telephone of the credit card center, connect the manual service according to the prompts, and provide the ID number and credit card as required before handling.

3. wechat processing: cardholders can pay attention to the credit card center WeChat official account on wechat, and then find the installment payment entrance in the menu bar below wechat.

4. online banking: the cardholder can log in to the issuing bank official website, find the credit card column, select the installment payment service, and then log in to his personal account.

How to repay by installment with credit card

When there is pressure on your capital repayment, choosing credit card to repay by installment can alleviate your capital pressure without affecting your personal credit information.

There are several common ways to choose credit card installment repayment, which can be selected according to your own needs:

1. Telephone application. At present, many customer service staff of the bank will call to ask whether it is necessary to apply for credit card installment before the repayment date, and they can choose 3 months, 6 months and 12 months according to their repayment ability. At the same time, you can also take the initiative to apply by phone or edit short messages to the credit card short message platform for application;

2. Log in to the bank official website to enter the credit card center, apply for credit card installment repayment business, and click on the amount to be applied for installment and the repayment period to confirm.

3. Pay attention to the credit card WeChat official account, enter the credit card installment in the query column, and the content of installment business will pop up, and you can also choose to handle it according to your own needs;

4. Go to the bank counter. If you are unclear, you can directly consult the bank counter staff for face-to-face communication.

Now credit card installment business is a routine service launched by banks. You can handle the business according to your actual needs.