China Merchants Bank’s fee rate standards are as follows:

1. China Merchants Bank’s credit card bill installment fee:

China Merchants Bank’s bill installment fee is charged on a regular basis , the current periods that can be selected include 1st period, 2nd period, 3rd period, 6th period, 10th period, 12th period, 18th period, 24th period and 36th period. The handling fee for each period = application amount * handling fee rate for each period . The specific fee rate is now determined by the China Merchants Bank Credit Card Center based on the user's qualifications. There is no unified standard, and the approximate floating range is between 0 and 1.67.

2. China Merchants Bank credit card cash installment handling fee:

China Merchants Bank credit card cash installment has a variety of installments to choose from, and the credit card cash installment handling fee is charged in installments. Generally speaking, it is divided into 3, 6, 10, 12, 18, and 24 phases, and the corresponding handling fee rates for each phase are 0.95, 0.80, 0.75, 0.75, 0.75, and 0.75.

3. China Merchants Bank credit card cash withdrawal handling fee:

The handling fee for cardholders holding a China Merchants Bank credit card to withdraw RMB cash in the country is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan/ A charge. Overseas cash withdrawal fees are charged at 3% of the cash withdrawal amount, with a minimum charge of 3 US dollars or 30 yuan per transaction (the minimum fee for Centurion Black Gold Card, Centurion Black Gold Card (2012 version), and Centurion Platinum Card is RMB 30 yuan /pen or USD5 yuan/pen).