How to check the current UnionPay exchange rate

The exchange rate used by UnionPay is a relatively preferential exchange rate obtained based on multiple channels and market-oriented principles. The exchange rate displayed on this webpage is derived from the exchange rate in the UnionPay system and does not include any additional fees charged by the card issuer.

Please note additional handling fees or exchange rate premiums that may be charged by the card issuer, as well as the impact of rounding.

For transactions using UnionPay cards, the exchange rate on the transaction date is used. In some special circumstances, the exchange rate on the transaction settlement date may be used. (The settlement date refers to the date when UnionPay settles funds with the issuing bank and acquiring bank, and the transaction date refers to the date when the transaction is actually initiated.)

The UnionPay system exchange rate is updated daily from Monday to Friday, and is extended on Saturdays and Sundays. Use Friday's rate. Unless there are special circumstances, some European currency exchange rates will take effect at 16:30 Beijing time, and other exchange rates will take effect at 11:00 Beijing time.

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