When approving credit cards, CCB will refer to the applicant's work, income, social security, provident fund, individual tax, personal assets, credit and education, and the final approval result will depend on the applicant's actual situation.
Credit cards can be used for a period of time, and the amount can be increased.
Methods to improve the credit line of CCB;
1, method for improving fixed credit limit of CCB credit card:
If the credit card holders of CCB need to increase the credit limit for a long time, they need to call the 24-hour customer hotline of CCB Credit Card to apply for credit card limit adjustment after holding the card for 6 months.
According to the repayment records of BOC credit card holders in the past six months, CCB will inform customers of the audit results within one week. If the cardholder can provide some assets proof materials when submitting the application, he can get a higher credit limit.
2, CCB credit card temporary credit limit improvement method:
If the cardholder's existing credit limit is insufficient, he can apply to the bank for a temporary increase in the credit limit in advance, and CCB will make adjustments according to the cardholder's credit status and card use. If you need to temporarily increase the credit limit, you can call the 24-hour service hotline and provide relevant information as required.
The validity period of the temporary credit line is up to 3 months, and the credit line will be automatically restored to the original one after expiration.
The credit limit of the secondary cardholder is set by the primary cardholder. If it is necessary to adjust the temporary credit limit of the secondary card, the cardholder of the primary card must apply.