1, Puka
It is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning and so on. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption.
Its biggest feature is that it is free of annual fees for life. After applying for opening the credit card of Postal Savings Bank, customers will not have to worry about the complicated annual fee reduction rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machines and ATM transfers.
2. All-currency credit card
All-currency credit card is the first dual-standard credit card of UnionPay MasterCard issued by Postal Savings Bank, which can not only meet the dual needs of customers for UnionPay and MasterCard network cards, but also better solve the limitations of the acceptance environment of UnionPay standard cards abroad and greatly enhance the experience of credit card customers.
Support RMB automatic purchase of foreign exchange, every transaction in the world will be automatically converted into RMB, and it is only necessary to easily return the RMB arrears, thus saving customers the trouble of foreign exchange. Customers can use it in UnionPay network, MasterCard network and Postal Savings Bank network (including online banking merchants, third-party payment merchants, credit card malls and POS machines).
Customers who hold this card will enjoy the dual global preferential merchant privileges of UnionPay and MasterCard. Consumption abroad RMB automatically purchases foreign exchange for repayment, and banks do not charge currency conversion fees. In addition, cardholders also enjoy the global preferential merchant privilege of MasterCard, support overseas websites to shop, and some websites cash back 5%. It is worth mentioning that all-currency card payment is very intimate, and the card supports Alipay wallet and WeChat wallet payment, which is convenient and fast.