You can judge whether there is overdue repayment by repayment time, and cardholders can check your repayment details through self-service channels such as China Life APP and WeChat Bank.

If you need to query personal credit records, you can use the following two methods:

1. Please log on to the website of Credit Information Center of China People's Bank, select "Internet Personal Credit Information Service Platform" under "Core Business" and click "Start Now" to apply for inquiry;

Please bring your ID card to the local people's bank branch for on-site inquiry.