1. Credit card late payment fees are incurred.

2. Overdue interest.

3. Credit card users who repay overdue will be recorded in their bad credit records.

4. If the cardholder exceeds the prescribed limit or overdrafts within the prescribed period for the purpose of illegal possession, and still fails to return the money after being called by the card-issuing bank, he may be suspected of committing the crime of credit card fraud.

Failure to repay the credit card will result in overdue payment, and penalty fees will be charged for overdue payments. All consumption in the current bill will not enjoy the interest-free period, and interest will also be calculated. The most important thing is that there will be a bad credit record. After the due date, you will enter the collection process, first send a text message to collect, and then make a phone call. If it still doesn't work, we may conduct a door-to-door investigation or take legal action.

Overdue payment will result in liquidated damages and interest, which will affect your personal credit score. In serious cases, you will be sued. Find ways to pay off the debt as soon as possible after it is overdue. If you really have difficulty, you can negotiate with the bank and apply for repayment in installments.

If you have been unable to repay the debt without any negotiation, the bank will definitely go through legal proceedings in the end. If your credit card is overdue, you still have to find a way to repay it. You can try negotiating with the bank to repay it in installments. It depends on whether the bank agrees. The bank will provide you with a plan.