1. How long does it take for China Merchants Bank Xiaobai Credit Card to be reviewed? Generally speaking, after application, the normal review time is 10 working days. Once the review is passed, the card will be produced within two working days, and then the billing address will be Sent by registered mail, it usually takes about one to two weeks to receive it.
Comprehensive interpretation:
What kind of card is China Merchants Bank’s Little White Card? The perfect combination of Jingdong Baitiao and credit cards
2. Telephone review of China Merchants Bank Xiaobai credit card. Telephone credit review is one of the review processes for China Merchants Bank credit cards. It does not mean 100% approval, nor does it mean 100% disapproval. It usually takes about 3 working days after receiving the call to give the review results. What many users are most worried about is that if they apply for the China Merchants Bank Xiaobai Credit Card, they will fill in emergency contacts, such as relatives, family members, and friends, so whether they will call these people during a return visit. Let me tell you, generally we will not call the contact person, but will call the company directly to verify work, income, etc.
So what questions are generally asked when applying for a CMB Xiaobai Credit Card: 1) Jingdong’s content, such as registration time, usage, Baitiao repayment records, etc. After all, it is a Baitiao co-branded card, so you may ask Go to these contents; 2) Company name, emergency contact information, home address and other information that can prove the cardholder's personal creditworthiness;
Under what circumstances will you not call the company to apply for the CMB Xiaobai Credit Card? 1) If you apply for a card with a China Merchants Bank card, you already have a credit card from China Merchants Bank. If you apply for a small white card from China Merchants Bank, if the work unit has not changed, then you will not make a call and directly determine the limit based on the current situation. 2) I have applied for a card before. If it was canceled due to some reasons, and the cancellation time interval is more than half a year, and the card is recorded well, and it is not overdue, then more than 95% of them will not call again. 3) If the user has good personal qualifications, has opened JD Baitiao, has a high credit limit, and has a high credit score, then he will basically not call again. After all, JD Baitiao can reflect the user's credit and repayment ability to a certain extent.
China Merchants Bank Xiaobai Credit Card Review: The most worthy credit card to apply for in 2017. Generally speaking, China Merchants Bank Credit Card is one of the banks that is easy to apply for. It is easy to increase the limit and has many preferential activities. In addition to the points policy Apart from being useless, there are no obvious shortcomings. Users who don’t have a credit card can consider applying for a China Merchants Bank novice credit card. You don’t have to worry about calling back for a follow-up visit. They will only ask some basic questions.