If there is an urgent need, you can also apply for an increase in temporary or fixed places. The temporary quota is for emergency use and has a certain period, usually 30 to 90 days. After it expires, it can't be used any more. At the same time, the repayment of the temporary limit must be paid off in one lump sum, and it is impossible to repay by installments. The increase of the fixed amount is equivalent to the increase of the credit line, and it can also be used for installment payment without a service life.

Extended data:

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

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