When applying for a credit card, the bank requires "three personal meetings" to avoid risks. Some friends don't quite understand what "three personal visits" are. The editor below will introduce to you the meaning of "three personal visits" on credit cards.

The so-called "three personal visits" means that when applying for a credit card, the card-issuing bank needs to see the person in person, the original application form, and the signature. Article 38 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" issued by the banking regulatory agency stipulates: "The card-issuing bank shall openly and clearly inform the applicant of the application materials and basic requirements that need to be submitted, and the applicant must sign the application materials in person. , shall not issue credit cards in a manner that is not known to the customer or does not comply with the customer’s wishes.”

So, the “three-parent” principle of credit card issuers applies to credit card applicants, that is: “personal”. Meet in person, see the original application form, and see the signature. The implementation of the "three-parent" principle is mainly to prevent criminals from applying for credit cards under false names, reduce bank credit card business risks, and protect the personal rights and interests of card applicants from infringement.