The credit card has not been approved, which means that the bank has not started to approve it. It may be because the bank is busy now and your credit card application is waiting in line.

The credit card approval time is about 15 working days. After the approval, the bank will start to make a credit card for you, and then mail it to you. You can check it then. If you want to use a credit card, you need to activate your card first and call the customer service hotline on the credit card to apply for activation.