China Construction Bank has a credit card limit of 10,000 and an overdraft limit of 20,000. The methods for withdrawing money are bank counter cash withdrawal, ATM self-service cash withdrawal and mobile banking cash withdrawal. According to the query related information: China Construction Bank credit card can be used to withdraw cash overdraft up to RMB 20,000. There are three ways to withdraw money, namely bank counter cash withdrawal, ATM self-service cash withdrawal and mobile banking cash withdrawal. You can withdraw money just like normal.