According to the query of Xin Partner pos Network, the advantages and disadvantages of postal flash cards are as follows:

Benefits: Flash cards and discounts of Postal Savings Bank are free, with no cost, no annual fee and no account management fee. The entire Postal Savings Bank has 36,500 outlets nationwide, with the widest coverage and convenient handling.

Disadvantages: it takes 60 days to apply for a postal credit card, about 40 days more than others; No mobile online banking.