What should I do if I fill in the wrong organizational information when applying for a credit card? There are two solutions.
If you want to successfully apply for a credit card, it is best to fill in the correct information. However, cardholders often fill in the wrong information. For example, many people fill in the wrong company information. , I am worried that it will affect the approval of the card. So, what is the solution to this situation? Let’s take a look.
1. Will there be any impact if the company information when applying for a credit card is filled in incorrectly?
When applying for a credit card, you need to fill in the company information. Firstly, it is to verify the applicant's work information and confirm whether he works in the company; secondly, it is convenient to receive the card. Banks usually mail the credit card to the work address. .
If the company information is filled in incorrectly and the bank finds out, the card is very likely to be rejected. The bank may even think that the applicant deliberately provided false information to apply for the card with impure motives, and then the applicant will be rejected. If you join the blacklist, you may not be able to get credit from this bank in the future.
2. How to solve it?
After submitting the application, immediately check the progress of the card application to see if the bank has reviewed it. If it is being reviewed, there is basically nothing you can do. If you haven't started the review yet, you can try two solutions.
1) Call to modify the information: Call the bank’s credit card service hotline to be transferred to manual customer service, and ask if the information can be modified. If so, ask customer service to help modify the information;
2 ) Cancel application: If the customer service says no, then see if you can cancel the application. If you can, then cancel and resubmit the application. Just in case, it is best to wait 3 months before applying for a credit card from the same bank. You can also apply for credit cards from other banks during this period.
In short, filling in the wrong company information when applying for a credit card is usually not conducive to card processing. Instead of thinking about how to solve the problem after filling in the wrong information, the cardholder might as well fill in the correct information from the beginning.
What should I do if I apply for the wrong China Merchants Bank credit card?
The wrong credit card can be canceled.
If you no longer owe the account and the annual card fee, you can call their customer service number to request cancellation, but when canceling, you will be asked to provide some supporting information, such as: ID number, application time Your office phone number, company name when applying, home phone number and other information you have registered before.
If you have the above materials ready, you can call their customer service to apply for cancellation.
After they check your information and confirm it, they will say to you "You have successfully canceled the card. Please use scissors or other tools to destroy the card." At this time, if you do not follow the instructions His operation destroys the card, and you will naturally obtain the right to retain the card.
If you apply for the wrong credit card from China Construction Bank and it has been approved, can you change it to another card type?
If you have applied for the wrong credit card from China Construction Bank and it has been approved, you can cancel it and then reapply for another card type. Credit card cancellation application process:
1. Call the credit card center and inform the credit card that you need to cancel the application;
2. Go to the bank branch and submit written application materials;
3. After submitting the application, wait for notification. If you cancel successfully, you will receive a text message notification;
4. If you need to apply again, just resubmit the information.
Extended information
Basic information of China Construction Bank credit card
Annual fee exemption policy: Swipe the Gold Card 3 times to waive the annual fee for the following year (excluding commercial cards) , car cards and other special cards)
Cash withdrawal handling fee: Domestic: 1‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.
Maximum interest-free period: 50 days
Multi-account management: Limit *** and enjoy independent repayment on the billing day.
Online payment: Alipay: can be used after online registration, single and single-day limits are 5,000 yuan
Instalment business: support interest-free installments (3 installments, 6 installments) at specific merchants Issue, Issue 12, Issue 24). After a single purchase of more than 1,000 yuan, you can apply for installments (3, 6, or 12 installments) by phone. Each installment will incur different handling fees depending on the number of installments.
Billing date: 27th of every month, can be modified once a year.
Card type: Gold card (limit 10,000-50,000 yuan)
Currency: RMB
China Construction Bank Credit Card provides you with cash withdrawals (cash withdrawals) Services, cash withdrawals (cash withdrawals) are subject to a cash withdrawal fee. According to the relevant regulations of the People's Bank of China and the State Administration of Foreign Exchange, within the country, the cumulative amount of cash withdrawals (cash withdrawals) per card per day shall not exceed 5,000 yuan (excluding withdrawals at overpayment outlets);