Generally, credit cards are activated before they are used, but many people have never used them, or they have paid back their money even though they have used them, but they have to deduct money from their credit cards every month. I just don't know why. So, what about the monthly deduction of credit cards? Now let's analyze this problem.

As we all know, credit cards are free of charge. If you deduct money every month, it is very likely that the cardholder has opened some value-added services and chose the method of monthly deduction. The most common service is SMS. At present, consumers in banks below 500 yuan will not send SMS reminders, and only those who have opened SMS reminders will send pen reminders.

This service is not expensive. 3 yuan a month, including quarterly payment and monthly deduction. If it is paid monthly, it will be automatically deducted from the current bill every month, so the useless cards will also be deducted. And as long as the money is deducted from the credit card, no matter how much, it is necessary to ensure that the credit card has no arrears and avoid overdue credit.

However, if you really don't know why you want to deduct the fee, it is recommended to call the bank customer service for consultation. If you don't think this service is needed, you can also ask the customer service to cancel it by the way, so that you won't deduct the money again next month. If it is found that the bank deducts money privately, let the bank return it forcefully.

In a word, it's best to check the reason of credit card deduction every month. If you are a self-run enterprise, you must pay back the deducted money, even if you only owe a few dollars. Although some banks have tolerance service, it is not overdue if it does not exceed 10 yuan, but it is also interest.