Credit card passwords are usually divided into query passwords, transaction passwords and login passwords. The inquiry password refers to the password required for online banking inquiry, telephone banking self-service inquiry, telephone manual service, and WeChat binding credit card. Transaction password: The password that needs to be entered when making inquiries or transactions such as credit card consumption, cash withdrawal, and counter transactions. Login password: refers to the password you need to enter when logging into online banking or mobile banking.
1. Forgot the query password: You can call the 24-hour customer service hotline displayed on the back of the credit card. After entering your card number, you will be given a check inquiry password. Set a new query password according to the voice prompts. The new password will take effect immediately after being set.
2. Forgot the transaction password: You can call the 24-hour customer service hotline displayed on the back of the credit card and set a new transaction password according to the voice prompts, or you can directly switch to manual service, or you can set a new password if the password is repeated. It takes effect immediately after setting.
3. Forgot your login password or online payment password: On the login page of online banking or mobile banking, click Forgot Password. After verifying your identity, a verification code will be sent to the mobile phone number you reserved in the bank. After verification, you can set a new password. The new password set takes effect immediately.
Of course, in addition to this, you can also go directly to the counter of a local business outlet with your valid ID card and credit card to reset your password, so you don’t have to panic because you forgot your credit card password. . There are many ways to reset it instantly. Related Q&A: How to change the credit card inquiry password
Call the customer service number of your credit card bank, call a manual and tell them that you want to change the inquiry password, and their customer service will help you. Credit card (English: CreditCard), also called credit card. It is a non-cash transaction payment method and a simple credit service.
A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.
Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the billing date (English: BillingDate).
On April 15, 2016, the central bank issued the "Notice of the People's Bank of China on Matters Related to Credit Card Business", canceling late payment fees on credit cards, introducing liquidated damages, and prohibiting over-limit fees. The new regulations were implemented in January 2017 It will be officially implemented on the 1st.
From 0:00 on August 29, 2019, when using the credit card repayment function, an additional 0.1% of the actual repayment amount will be charged as a handling fee for each credit card repayment. When the time comes, the repayment amount and handling fee will be paid together.