Credit cards can be transferred across banks. However, there will be restrictions. According to the regulations of a bank, under normal circumstances, the daily withdrawal limit of credit card overdraft is 2000 yuan, and the handling fee is charged at 1% of the withdrawal amount, with the minimum charge of 10 yuan. In addition to the formalities, interest of five ten thousandths of the withdrawal amount is charged every day.

For credit card transfer, you must have a debit card of the bank and open one of telephone banking, online banking and mobile banking. Cardholders must pay the bill and related expenses after transferring cash in advance. Charge five ten thousandths of interest every day, plus related handling fees.

Therefore, credit cards can transfer money, but there is a limit on the amount and the handling fee is not low. If you really need to transfer money, you can open online banking for your credit card. The opening steps are as follows: Take China Construction Bank as an example. Only after you open the card and set the password for consumption/withdrawal can you register online.

1. Log on to the website of China Construction Bank.

2. Click "Online Banking" service.

3. Click to open the "online banking" service.

4. Confirm the customer service agreement.

5. Enter personal data according to the prompt, in which the account number is your credit card number, the account password is your credit card consumption/withdrawal password, and the additional code is entered according to the box on the right.