Extended data
credit bill
What if the bill is wrong?
Cardholders often face questions about credit card bills after receiving signed bills. At this time, you can call the customer service hotline of financial institutions and clearly put forward the controversial account inquiry business. Financial institutions will understand the consumer account you suspect.
In order to deal with controversial transactions quickly, financial institutions will ask you to show relevant transaction information. According to the experience of receiving customers, many card users feel that the consumption address is wrong. It often happens that the name of the consumer address is different from the actual company name, which leads the cardholder to mistakenly think that he is spending here.
Another situation is that the bill amount does not match the actual consumption amount, so the cardholder had better find out the saved receipts and check them one by one. If in doubt, it is appropriate to apply again.
In order to reduce the inconvenience, the cardholder should properly keep the receipt after spending by credit card, so as to facilitate the comparison of the purchase order, because the cardholder will ask the financial institution to pay a certain inquiry service fee when collecting the purchase order from the financial institution. Credit card bill inquiry method:
1. Bank outlet inquiry: You can go to the bank outlet to inquire about the detailed credit card bill from the bank teller.
2. Log in to personal online banking: the credit card holder logs in to the online banking of the issuing bank, and makes bill inquiry through the credit card inquiry in the account inquiry service.
3. Log in to the mobile banking APP: download the official APP that logs in to the credit card issuing bank, and then bind your own credit card, so you can directly check the bill.
4. Call the bank's customer service hotline: You can call the service hotline of the credit card issuing bank, switch to manual service, and ask the customer service for help.
5. Some banks can check the credit card bill by SMS: For example, CCB can check it by sending the card number of CCZD# on the mobile phone.
6. Wechat query: For example, China Bank can query the bill after binding the bank card.
How to check the bill with a credit card
Then how to check the previous bills?
If you want to inquire about the consumption list that happened before, you can call the customer service hotline of the card center, explain the situation to the customer service, and then tell the time period you need to inquire.
After that, the customer service will ask you which service outlet is convenient for you to collect the records, and you will be informed to collect them when it is time to collect them, which can save a lot of things. In general, the results will be available in 2-5 days. Just take the relevant identity documents to get it.
The subscription number of the advertising platform network reminds you that if you call the credit card bill list above 12, don't directly call the financial institution. Be sure to call to confirm the details before you go. The customer service hotline of financial institutions is on the back of every credit card. Finally, the online subscription number of the advertising platform shares three tips and precautions for using credit cards in daily life:
1, credit card withdrawal interest is high.
Because the credit card itself has no money, if you use a credit card to withdraw cash, it is equivalent to borrowing money from the bank and calculating it on a daily basis (the specific interest calculation method can be understood from the issuing bank). Don't withdraw cash unless you have to.
There is a charge for installment payment.
Many banks advertise under the banner of interest-free installment. The bank doesn't charge you interest, but it will charge you a handling fee. -Generally, the handling fee for each period is about six thousandths, which varies from bank to bank.