What is the use of China Merchants Bank QQ co-branded credit card?

What is the use of CMB Toutiao co-branded credit card?

The CMB Toutiao Co-branded Credit Card is a joint credit card specially launched by China Merchants Bank and Toutiao. In addition to having the basic financial functions of a credit card such as overdraft consumption, cash withdrawal, and transfer, you can also enjoy some basic rights of a CMB Credit Card. For example, you can get 50% off food on Wednesdays, redeem your points for free Starbucks coffee, and new users can purchase movie theater tickets starting at 9 yuan, etc.

Users can also bind the CMB Toutiao co-branded credit card to third-party payment software, so that users can make online and offline purchases through third-party payment software.

What is the use of China Merchants Bank credit card?

The CMB credit card has the following uses:

1. Card consumption: When making daily purchases, use the CMB credit card to pay, and then repay the credit card on the repayment date;

< p>2. Cash advance: Convert the credit limit of China Merchants Bank credit card into cash through ATM machine and withdraw it for use;

3. Cash installment: Convert the credit limit of China Merchants Bank credit card through mobile banking, online banking and other channels Transfer the cash into other debit cards under your name for use, and repay the credit card in installments;

4. Car installment and other loan businesses: apply for cash loans through China Merchants Bank credit card, and repay the credit card on time, such as car installment, e-loans, etc.

The China Merchants Bank credit card applied for by Toutiao has been approved and can be activated. But didn't receive the card. How to activate?

Stuck in the mailing process. After getting the card, follow the activation steps in the envelope and you're done. The most important things are the account number on the credit card and the three digits on the verification signature strip. Wait patiently for the card to arrive before you can activate it by yourself or by phone.

How to apply for Everbright Toutiao Credit Card/Application Requirements

If you want to apply for a unique credit card, you might as well take a look at this Everbright Toutiao Credit Card. It is a joint venture between Everbright Bank and Today A co-branded credit card created by Toutiao, the card focuses on "thousands of people, thousands of faces" and can provide cardholders with airport VIP lounge services, 10 yuan for delicious food, 10 yuan for blockbuster movies and other benefits. However, if you want to apply for this credit card, you must meet its application conditions. Let’s learn about it together.

The biggest feature of Toutiao Credit Card is that it can create portraits of different users based on their interests and preferences, and customize exclusive and personalized credit cards based on the user's portraits. In addition to the text and patterns on the card that can be customized for consumers, the card can also tailor exclusive preferential information and services for cardholders just like Toutiao's algorithm.

Requirements for applying for a card

1. Aged 18 to 60;

2. Have a stable job and source of income, and have the ability to repay;

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3. No bad credit.

These three points are the basic requirements for applying for a credit card. However, some friends have no job, no RV, and no savings, but they also want to apply for this Toutiao co-branded card. So what should they do?

Although the qualifications of these people do not meet the bank’s card application conditions, there are still people who apply for the card. There are several specific types:

1. Provide a A beautiful bank statement is best made in a fixed account for more than half a year, and the monthly amount is relatively stable. Of course, the higher the better.

2. Deposit a time deposit at China Everbright Bank, preferably with a deposit period of more than half a year, or purchase the bank's financial products, the higher the amount, the better.

3. Become a star customer of China Everbright Bank. Some banks, such as ICBC, rate customers based on star ratings, and the customer's grade has a certain impact on their credit card, loan and other businesses. So you might as well strive to become a star customer of the bank. The higher the level, the better.

4. It is easier to apply online than to apply offline, so you might as well give it a try.

That’s it for the introduction of Toutiao Credit Card.