there is no need to cancel. This 1 yuan is not an account management fee, but an annual bank account fee. According to the regulations of CCB, each user can reduce the annual fee of a bank card, and the user does not have to go to the bank outlet to cancel, and the bank can automatically reduce it. In other words, if a user has opened more than one bank card in CCB, he can only reduce the annual fee of 1 yuan for one bank card, and no other bank card can be cancelled.

Will the credit card of China Construction Bank be cancelled automatically when it is not used?

If the user's credit card of China Construction Bank is not going to be used for a long time, it's best to go to the bank outlet and ask the staff to help cancel it, because the credit card will not be cancelled automatically. Credit card has an annual fee. If there is no extra money in the card, if it is put on hold for a long time, it will lead to arrears due to the deduction of the annual fee of credit card, which will affect personal credit information after the deadline. Therefore, it is suggested that users should take the initiative to go to the bank for cancellation in time to avoid inconvenience to individuals.