If you are sued for an overdue Bank of Communications credit card, it usually takes about 120 days.

1. If the customer service department of the credit card center calls or sends a reminder within 30 days, and within 30 days or less and within 90 days, the collection department calls, texts, or emails multiple times, the bank will notify you.

2. If it has been more than 90 days, it will be handed over to the legal department for processing. In the early stage, it is usually handled by a lawyer's letter or a phone call. In the later stage, materials will be prepared and handed over to the economic investigation, or directly prosecuted, or handed over to a low-party third-party company for door-to-door collection.

3. If you file a lawsuit, it usually takes about 120 days.

my country's "Criminal Law" stipulates that if a cardholder overdrafts beyond the prescribed period and still fails to return it after being called by the card-issuing bank, cardholders who use counterfeit credit cards, etc., if the amount is relatively large, may be fined for five years. or to fixed-term imprisonment or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.

If the amount is particularly huge or the circumstances are other particularly serious, the offender shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or have property confiscated.