Credit balance refers to the excess in the cardholder's card account, that is, the extra money. The credit balance cannot be used for installment payment, but it can be withdrawn through the counter of China Bank or ATM. There is no handling fee for withdrawing money from the Bank of China card counter. If you withdraw money from an ATM, the withdrawal fee will be charged by default, but no interest will be charged. There is no charge for local withdrawal of the Great Wall Card, but a handling fee will be charged for withdrawal from other places, and no interest will be charged for withdrawal of excess deposits; For details, please call China Bank Credit Card Customer Service Hotline at 4006695566.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.