On the morning of July 21, the Huoshan County Public Security Bureau held a press conference on detecting the "7.12" major credit card fraud case. For more than a year, Huoshan police have traveled nearly 100,000 kilometers across more than 20 provinces, smashing a large cross-border credit card fraud gang headed by Xiao Moujun and Chi Moubo, and successfully unearthed the secrets hidden behind the business of third-party payment platforms and fund platforms. A series of major credit card fraud cases. On July 10, the case was transferred to the Huoshan County People's Procuratorate for review and prosecution.

In March 2016, while investigating a series of cases of theft of property in cars, the Criminal Investigation Department of Huoshan Public Security Bureau discovered that a suspect had a large number of forged ID cards, driver's licenses, etc. hidden in his home. After interrogation, the suspect explained the origin of these items and admitted that he had been helping others to go to banks with forged identity documents to fraudulently obtain bank cards for a long time.

There is a case within the case! The police handling the case immediately started by searching for documents and investigated the victims one by one whose identity information was used to understand the situation. With the strong cooperation of public security agencies in many places, a large criminal gang suspected of credit card fraud and money laundering was successfully locked. A three-party New credit card fraud methods implemented by payment platforms were also sorted out.

“The means of committing crimes are novel, and can even be said to be unprecedented.” According to the investigators, the criminal gang does not need to contact the victim. It only needs to purchase the victim online or implant a Trojan horse to obtain the victim’s identity and bank card. After receiving the information, the funds in the victim's bank card can be used to purchase funds, and then the funds can be transferred to a new card fraudulently obtained by using the victim's identity information by changing the card to withdraw cash.

At the same time, criminal gangs can also provide a forged entrustment deduction agreement signed between the victim and the controlling company to a three-party payment platform that has signed a collection and payment agreement, and then use the three-party payment platform's collection and payment function. , transfer the funds in the victim’s bank card to the controlling company’s account.

In addition, criminal gangs can even directly steal merchants' information on third-party payment platforms through Trojan horses in the later stage. By logging in to the merchant, they can quickly transfer the merchant's funds to the bank cards they control. Rampant The extent is outrageous.

"More than 40 million yuan was involved in the case, more than 30 people were involved, more than 20 provinces were involved, and a variety of novel crime methods." After discovering and locking in the criminal gang, the Huoshan County Public Security Bureau immediately set up a task force to investigate the case in Jilin. With the cooperation of police from , Fujian and other places, multiple criminal gangs were destroyed in one fell swoop.

After the arrest was completed, the task force used the suspect’s electronic equipment and bank cards to retrieve and analyze the transaction flow of the funds involved in the bank card one by one to form a complete chain of evidence. In the end, the suspect Confess the facts of the plea.