CCB credit card has a fixed billing date every month. On the billing day, the entire repayment amount and the minimum repayment amount will be settled, and there will also be a corresponding final repayment date. If you repay the bill amount in full before the final payment date, you will enjoy an interest-free period for your consumption. If you do not repay the full amount on time and only pay the minimum repayment amount, it will not affect your personal credit, but all your purchases will not enjoy the interest-free period. The bank will charge you 50,000% of the full amount per day starting from the date your purchases are credited. Interest is charged.
If it’s 100,000, I’ll calculate the daily interest, 100,000*0.0005=50. After you settle the bill every month, the repayment amount, interest, etc. will be reflected in the bill. Yes, you can just repay according to the bill.