How to cancel Guangfa Credit Card

The method to cancel Guangfa Bank Credit Card is as follows:

1. Directly call Guangfa Bank Credit Card Customer Service Hotline 400-830-8003 or 95508 to verify After confirming your identity, you can apply for cancellation through manual service.

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2. You can bring your valid personal ID and credit card to the nearest bank branch to handle the credit card cancellation procedure.

Before canceling the GF credit card, you must ensure that there is no deposit in the credit card and no outstanding balance. After logging out, cut off the magnetic stripe of the card as soon as possible to prevent it from being taken away and used by others.

Supplementary information:

1. According to the regulations of Guangfa Bank, when canceling a Guangfa Bank credit card, the credit card account must not have any debt or overpayment. If there is still an outstanding balance, the cardholder needs to pay off the balance before the card can be cancelled; if there is any overpayment remaining in the credit card, the cardholder needs to withdraw all the overpayment before canceling the card.

2. To cancel the credit card of China Guangfa Bank, you do not need to go to the branch of Guangfa Bank in person. You can directly call the customer service number of China Guangfa Bank credit card and explain your intention to cancel the credit card to the customer service. Then you can apply for the cancellation of the credit card, but as you said, the customer service If the telephone manual service has been unable to get through, it is recommended that you choose a nearby branch and ask the staff to help you cancel. If there is a debt or overpayment on the card, it is also convenient to clear it on the spot.

2. In addition, after receiving the cardholder’s application to cancel the card, China Guangfa Bank will review the cardholder’s credit card status within a period of time, including whether there are arrears or overpayments, etc. Therefore, unless there are special circumstances, generally banks will officially cancel the credit card for the cardholder within one month to one and a half months.

Extended information:

1. The information required for Guangfa Bank credit card application is:

1. Identity proof information: copy of resident ID card or military officer ID card ; Hong Kong and Macao compatriots should provide a copy of the Mainland Travel Permit and a residence permit for more than one year; foreigners should provide a copy of their passport and residence permit for more than one year.

2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).

3. Supporting information for Guangfa Bank credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months Any original document of payment, etc.

How to cancel Guangfa Credit Card

Guangfa Bank Credit Card Cancellation Process

1. According to Guangfa Bank regulations, when canceling Guangfa Bank credit card, the credit card account must not have any debts If there is still an outstanding balance, the cardholder needs to pay off the balance before the card can be cancelled. Therefore, before canceling the Guangfa Bank credit card, you need to repay it first. Similarly, if there is any overpayment left in the credit card, the cardholder is required to withdraw all the overpayment before canceling the card.

2. To ensure the security of the account, the card must be with the cardholder when canceling the card over the phone. If the credit card is lost, the cardholder needs to report the loss first before canceling the card. It should be noted here that banks usually charge handling fees for reporting the loss of credit cards; if you do not report the loss, you cannot cancel it directly. If you cancel it directly in time, there is also the risk of it being stolen, and the loss of the cardholder will be borne by the cardholder.

3. When canceling a Guangfa Bank credit card, you do not need to go to a Guangfa Bank branch in person. You can directly call the Guangfa Bank credit card customer service hotline 95508 and explain your intention to cancel the credit card to the customer service, and then you can apply for credit card cancellation.

4. After receiving the cardholder’s application for card cancellation, China Guangfa Bank will review the cardholder’s credit card status within a period of time, including whether there is any arrears or overpayment, etc. Unless there are special circumstances, generally banks will officially cancel the credit card for the cardholder within one month to one and a half months.

To sum up, the above three methods are the commonly used logout methods. Under normal circumstances, canceling a Guangfa card is actually very simple. After the cardholder confirms that there is no outstanding balance in the account, the card can be canceled directly. After the credit card is canceled, the cardholder's information is still stored in the bank, but the credit card cannot be used.

How to cancel Guangfa Bank credit card

Whether Guangfa Bank credit card is activated or not, you can cancel it through the following channels:

1. Customer service phone number

< p>Call China Guangfa Bank’s credit card customer service hotline 95508 directly to apply for cancellation;

2. Bank counter

Bring your valid personal identity document and credit card and go through the cancellation procedures at the counter of any Guangfa Bank outlet .

In addition, before canceling a credit card, please note that there must be no deposits or outstanding balances on the card, especially if the credit card has been activated and is in use. You must take into account the hidden annual fees. Also, after canceling a credit card, cut the magnetic stripe of the card to prevent others from stealing the card.

If you want to cancel a Guangfa Bank credit card, you can directly call Guangfa Bank’s customer service hotline 95508 or the credit card hotline 400-830-8003, press the “0” key to transfer to manual service, and then ask the customer service staff for cancellation. Just apply for a card. After the customer service staff verified the customer's identity information and confirmed that the card cancellation application was made by himself, he would naturally cancel the card for the customer.

Once the card is canceled, it will cease to be used immediately and cannot be reactivated. Therefore, customers must consider it carefully. If they still need to use it, it is not recommended to cancel it directly. As long as the card is kept well, it is okay to not use it temporarily.

Everyone also needs to note that before canceling a card, you need to confirm whether there are unpaid bills, unrecorded transactions, and excess overpayments. If it exists, you need to pay off the bill arrears and withdraw all the overpayments before you can apply for cancellation.

Also, you must confirm whether the card is bound to other services. If so, you must unbind the business first and then apply for card cancellation. Otherwise, the card cannot be canceled successfully.

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This ends the introduction on how to cancel Guangfa Credit Card and how to cancel Guangfa Credit Card account. I don’t know if you will find what you need. information?