1, ATM withdrawal
In China, you can use your credit card and password to withdraw RMB cash from an ATM marked "UnionPay".
Outside China, you can use your credit card and password to withdraw local currency from ATMs marked with UnionPay, VISA or MasterCard.
2. Cash in advance at the bank counter
In China, you can withdraw RMB cash at the counters of various branches of Industrial Bank with your credit card, valid ID and password.
Outside the country, you can withdraw local currency at the bank counter marked "VISA" or "MASTERCARD" with valid ID card, credit card and password.
3. Online banking cash advance (new)
Industrial Bank's first online banking cash advance function. This function is convenient and fast, so you don't have to wait outside, and you can meet your cash demand 24 hours a day. You can transfer the RMB pre-borrowed cash limit or RMB overpayment amount in Industrial Credit Card to your Industrial Bank wealth management card or Industrial E card in real time through online Industrial www.cib.com.cn, which is convenient for you to withdraw money or transfer money.
4. Telephone cash advance (new)
Telephone cash advance function is an innovative cash advance service launched by Industrial Bank, which provides you with a brand-new cash advance channel. No need to go out, no need to wait, just dial easily, cash will be delivered immediately, and a phone call will relieve your "no cash" trouble.
You only need to use the mobile phone or home phone reserved when applying for a credit card and call the 24-hour customer service hotline of Industrial Bank at 9556 1 (Platinum customers call the 24-hour Platinum VIP line at 40088-9556 1), and you can easily transfer money.
5. Cash advance by mobile banking (new)
The cash advance function of mobile banking can be handled anytime and anywhere. Support bank cash advance and inter-bank cash advance to meet your 24-hour cash demand. You can transfer the amount within the limit of RMB advance cash of Industrial Credit Card or the amount of RMB overpayment to your Industrial Bank wealth management card (the bank advances cash) or your account in other banks (inter-bank advances cash) in real time through the Internet (normal version) or (3G version), so as to facilitate your withdrawal or transfer.
2. Is there a difference between Industrial Bank's credit card withdrawal password and transaction password?
The transaction password is your cash advance password. When you advance cash at ATM or Industrial Bank outlets, you need a credit card and transaction password to withdraw cash.
3. What is the difference between Industrial Bank's credit card overpayment and cash advance?
Overpayment refers to the overpayment when you repay or the funds you deposit in your credit card account. Overpayment cash withdrawal refers to the withdrawal of overpayment from your credit card through ATM or Industrial Bank outlets. To withdraw overpayment, you need to pay a certain handling fee. The handling fee is 0.5% of the overpayment cash withdrawal amount, and the minimum single amount is RMB 5 yuan or USD 1 yuan.
4. What are the reasons for the unsuccessful withdrawal of Industrial Bank's credit card?
Cash advance function is not enabled;
The withdrawal amount exceeds the available cash advance balance, or exceeds the daily cash advance limit, or exceeds the cash advance limit each time;
Wrong transaction password;
Machine equipment failure or network reasons (for example, credit cards with only the main logo cannot accept credit cards without the main logo);
5. What is the credit card withdrawal amount of Industrial Bank? How much is the handling fee?
Your initial cash advance limit is usually 50% of your credit limit. Please call the 24-hour customer service hotline 9556 1 or inquire about your bill.
If your cash advance limit is insufficient to meet your cash advance demand, please call the 24-hour customer service hotline 9556 1 at any time to apply for permanently increasing your credit limit or increasing your cash advance ratio.
ATM withdrawals in Hong Kong and Macao with the "UnionPay" logo stipulate that the daily cumulative amount in Hong Kong shall not exceed 4,500 Hong Kong dollars and that in Macao shall not exceed 4,800 Macao dollars.
Overseas withdrawals (including overpayment) stipulate that the accumulated withdrawals shall not exceed the equivalent of 1000 USD in one day, 5,000 USD in one month and 10000 USD in six months.