But if you apply for installment repayment, but repay in advance, there will be no interest. However, it should be noted that even if it is returned in advance, the handling fee still needs to be charged.

If you apply for early termination of installment payment, you need to return all the remaining principal and handling fee in one lump sum on the next repayment date; If the installment payment is terminated in advance due to the return application, all the remaining principal shall be returned in one lump sum on the next repayment date, and the fees paid in each installment shall not be refunded, and the proof of the return shopping list shall be provided and approved by the customer service center of Bank of Communications Credit Card Center.