application time of bill installment: the time limit for applying for bill installment starts from the day after the bill is issued and can be applied until the due repayment date +1 day. For example, customers can apply for the bill on the 5th of each month, that is, from June to 24th.
application time for single consumption by installment: during the period from the date of credit card swiping to the date of the latest billing date, for example, the billing date of the customer is 5th, and the consumption is 23rd, that is, the application can be made from 23rd to 5th of the following month.
after handling the installment business, the installment amount of each installment is that the installment principal is evenly distributed to the monthly bill according to the number of installments, and the balance, if any, will be collected in the first installment; At the same time, the installment fee is also charged for each installment, and the rates of different installment fees are also different. If you apply for early settlement of installment business, you must pay the unpaid installment balance and unpaid handling fee in one lump sum, and they will be included in the minimum repayment amount together.
The APPlication method is as follows:
1) After logging in to the new pocket bank app, click: Credit Card-More-Loan by installments, and apply according to the prompts;
2) log in to credit card online banking; , through the "phased financial management" in the operation interface.