First of all, in the latest credit card policy, credit cards can be transferred to bank cards, and there are two forms of card transfer:

1. Bank credit card transfer, which can transfer the credit card funds to the bank savings card. The handling fee is about 1%, and the interest is calculated on the transfer day, with a daily interest rate of 0.05% and an annualized interest rate of about 18%. At present, the interest rate is basically high.

You can recharge your credit card to debit card. This function only stops when you pay the public card. Shoucai Deer, which cooperates with Yi Bei Pay, can still be made. The handling fee is about 0.5%, and there is no interest. The disadvantage is that the restriction of the day is only cash-out, and cash-out forms are various. However, there is a danger that funds will be frozen and the amount will be reduced, so it is not recommended to use it.