Nowadays, banks have launched various credit cards to meet the needs of consumers, and the types of credit cards in each bank are different. So, what types of credit cards are there in China Construction Bank? Let's take a look at it with Xiaobian!

what types of credit cards do CCB have?

There are many types of credit cards in China Construction Bank. Generally, the card grades include general card, gold card, platinum card and diamond card, and the card brands include UnionPay version, visa version, MasterCard version and JCB version.

Common CCB credit cards are:

1. Shopping co-branded cards: Vipshop Longka, Global Hot Purchase Credit Card, Longka Youxiang Credit Card, Longka Jingcheng Hot Purchase Credit Card, etc.

2. Business aviation cards: Longka Tuniu Travel Card, Jinjiang Longka, Longka Global Payment Credit Card, and Longka Tongcheng Credit Card.

3. Owner's card: Jingtong Longka Credit Card, Anbang Insurance Longka IC Credit Card, Longka Automobile Card, etc.

4. high-end series cards: longka diamond credit card, longka family love credit card, longka exclusive platinum credit card, etc.

what are the application conditions for CCB's credit card?

1 Age requirements

1. The main card applicant must be at least 18 years old and have full capacity for civil conduct;

2. Supplementary card applicants must be at least 16 years old.

2 credit record requirements

Now our credit records are all online. If you have a bad credit record in a bank, China Construction Bank can also see it. Therefore, if your credit is seriously tainted, it will definitely have a bad influence on handling credit cards. For handling credit cards, CCB will refer to your credit information in the past two years.

3 economic requirements

1. Stable source of income: China Construction Bank will definitely pay attention to your income when it approves whether to issue a credit card for you. If the income is unstable, it is generally difficult to get approval. It should be noted that if your income is very low, even if the Construction Bank approves the card for you, the amount may not be very high.

2. Have certain proof of assets: It is very convenient to apply for a credit card if you have proof of assets. Under normal circumstances, the difficulty coefficient of applying for a credit card is often much lower for those who own a house and a car. Relatively speaking, the bank will feel that the funds are safer, but when reminding everyone, the real estate and car production must be in your own name, otherwise it will be invalid.