Where the debit card is made, the attribution is the branch/sub-branch in which city, and it will not change the attribution just because you go to another place to use it. If you want to live in the local area, you must apply for a debit card at the local bank.

The credit card depends on which bank it belongs to. For example, the credit card of China Merchants Bank has no attribution, because it is managed by the credit card center in Shanghai, so no matter where you use it, you can go to the local branch when you repay. If it is used to receive remittance, you only need to fill in the branch name of the local China Merchants Bank as the name of the bank. The credit cards of ICBC and BOC are generally managed by provincial branches. If you go to a different place, the credit card will still belong to the branch where you opened the account before.