Rural credit cooperatives are not state-owned, but collectively owned, and each region is managed separately, so the telephone numbers of rural credit cooperatives are different all over the country, unlike other banks which have unified customer service numbers, and rural credit cooperatives do not have unified customer service numbers.

where can the rural credit cooperatives call the local 114?

Here are some customer service numbers of rural credit cooperatives in some areas:

If you have a passbook or a bank card of rural credit cooperatives, the customer service number of rural credit cooperatives will be clearly marked on it, and you can call the customer service number if necessary.

The customer service telephone number of rural credit cooperatives also plays a particularly important role, that is, if your bank card or passbook of rural credit cooperatives is lost, you can call this number to report the loss and ensure that your property will not suffer losses in time.

Extended information:

Rural Credit Cooperatives (RCCs) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development.

in accordance with national laws and financial policies, organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy of members, and limit and crack down on usury. Rural credit cooperatives are divided into the following departments: rural credit cooperatives, international financial departments of rural credit cooperatives, Zhengtong Rural Credit Cooperative Training School, and credit departments of rural credit cooperatives, etc., which are currently under the dual leadership of CBRC and the State Council.

rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. Their common characteristics are that they take deposits as their main liabilities, issue loans as their main assets, handle transfer settlement as their main intermediary business, and directly participate in the process of creating deposit currency.

as a banking financial institution, rural credit cooperatives have their own characteristics, which are mainly manifested in:

1. Farmers and other individuals in rural areas jointly form a cooperative financial organization with mutual assistance as its main purpose. Its business operation is managed and operated by personnel designated by members on the basis of democratic election, and it is responsible to members. Its highest authority is the members' congress, and the executive body responsible for the management of specific affairs and business operation is the Council.

2. The main sources of funds are the shares paid by cooperative members, the retained provident fund and the absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually widened the lending channels, which is no different from commercial bank loans. ?

3. Because the business object is the cooperative members, the business procedures are simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy of members, and limit and crack down on usury in accordance with the provisions of national laws and financial policies.

Reference: Baidu Encyclopedia-Rural Credit Cooperatives