The decision engine refused. In layman's terms, your comprehensive score is insufficient, and you have not met the conditions for issuing bank cards. You are the main lender of your mortgage, that is, is the repayment card your name? Have you been dealing with this for a long time? It usually takes at least 3 months to pay, of course, each bank has different requirements.

The customer service of China Bank called to confirm that some questions you answered were different from those known by some banks, which is also a reason!

I hope it helps you. If you have any questions, please ask.

If you are satisfied, please adopt it!