Charging Standards for CITIC Bank Credit Cards

What are the charging items for CITIC Bank Credit Cards? What is the charging standard for each item? First, let’s understand the annual fees of CITIC Bank credit cards. For CITIC Bank credit cards, if you swipe or withdraw cash once within 30 days of card approval, you can enjoy the first-year annual fee waived. If you swipe or withdraw cash a total of 5 times within a year, you will be exempted from the annual fee for the next year. The annual fee for the regular card is 100 yuan, the annual fee for the gold dual-currency card is 300 yuan, and the annual fee for the single-currency card is 200 yuan. Platinum card is 2,000 yuan for premium card and 480 yuan for elite card. All secondary cards are half of the corresponding primary cards.

What is the annual fee for CITIC Bank’s credit card?

The annual fee standards for CITIC Bank credit cards are as follows:

(1) Regular card

1. RMB 100 for the main card and RMB 50 for the supplementary card;

2. 180 yuan for the main card of Express Card and 100 yuan for the supplementary card;

3. 100 yuan for the main card of UnionPay Business Card;

4. 100 yuan for the main card of MasterCard Business Card .

(2) Gold Card

1. Dual-currency card is 300 yuan for the main card, and 150 yuan for the supplementary card;

2. RMB single-currency card is 200 yuan for the main card Yuan, supplementary card 100 yuan;

3. Express card main card 380 yuan, supplementary card 200 yuan;

4. UnionPay business card main card 200 yuan;

6. The main card of Xinjin card is 200 yuan.

(3) Platinum and above cards

1. Platinum (elite) card is 480 yuan for the main card and 240 yuan for the supplementary card;

2. Platinum (elite) card ) 2,000 yuan for the main card and 1,000 yuan for the supplementary card;

3. CITIC VisaSignature Credit Card 2,000 yuan for the main card and 1,000 yuan for the supplementary card;

4. 480 yuan for I Platinum Card; < /p>

5. Golf Platinum Card, UnionPay Premium Platinum Card, and Magic UnionPay Premium Platinum Card cost 3,600 yuan for the main card, and 2,000 yuan for the supplementary card;

6. UnionPay Business Card costs 2,000 yuan for the main card ;

7. The main card of Private Bank Shahe Golf Platinum Credit Card is 6,800 yuan and the supplementary card is 3,800 yuan;

8. The main card of Private Bank Platinum Credit Card is 6,800 yuan and the supplementary card is 3,800 yuan; < /p>

9. IHG Rewards Club co-branded platinum card is 3,600 yuan

10. Enjoy card is 480 yuan for the main card and 240 yuan for the supplementary card;

11. Air China The titanium card is 680 yuan for the main card and the supplementary card is 340 yuan;

12. The Air China Platinum Card is 3,600 yuan for the main card and the supplementary card is 1,800 yuan;

13. The World Card is 20,000 yuan; < /p>

14. The unlimited card is 20,000 yuan for the main card and the supplementary card is 10,000 yuan;

15. The UnionPay diamond card is 20,000 yuan for the main card and 10,000 yuan for the supplementary card.

How to charge the annual fee for CITIC Bank credit card?

Generally, credit cards require annual fees. The annual fee collection rules are different depending on the level of the credit card. The so-called annual fee exemption for credit cards is a preferential policy launched by the bank for credit cards, that is, users who apply for a credit card can enjoy the annual fee exemption. After the credit card is successfully activated, there is no need to pay annual fees.

1. How to waive the credit card annual fee that has been incurred

The credit card annual fee has been incurred and can be waived, as long as the cardholder can waive the annual fee within one month after deducting the annual fee Once the number of payments is reached, the annual fee that has been deducted can be refunded; as for credit cards that charge rigid annual fees, generally if the annual fee is reduced or reduced, it can only be deducted through points.

2. What should I do if the credit card is not used and the annual fee is deducted?

Because the credit card is not used, the annual fee reduction conditions are not met, and the annual fee is incurred. After it is deducted by the bank, if The card-issuing bank stipulates that the annual fee can be refunded if the card is swiped more often or the amount is swiped. The customer can make up the swipe within the time specified by the bank. As long as the card swipe is completed the number of times or the amount required by the bank, the bank will refund the annual fee to the user. .

For example, the annual fee for a credit card held by a customer stipulates that the annual fee can be waived if the customer swipes the card 6 times within a year. After the bank deducts the annual fee, the annual fee can be refunded if the card swipe the card enough times within a month. , after the customer is charged the annual fee, as long as the credit card is charged 6 times within a month after the annual fee is deducted, the bank will refund the deducted annual fee to the user.

If the card-issuing bank does not have this provision, then after the deducted annual fee is included in the bill, the customer must remember to repay it in time before the due repayment date (inclusive) to avoid overdue payment. In fact, customers can also use cards more often. For example, gold cards and ordinary cards can be exempted from annual fees by swiping a few times a year. The conditions for annual fee exemption are still very simple.

3. Can the CITIC annual fee be waived if it has already been incurred?

If it is not a rigid annual fee, then the annual fee that has been incurred can be reduced or waived by applying for a recharge. If the annual fee of a credit card is a rigid annual fee, there is no way to reduce it. Users must pay the rigid annual fee on time. If the user fails to pay the annual fee, the credit card will also be overdue. After the credit card is overdue, the overdue record will be reported to the credit report, which will have an adverse impact on the user's credit. When applying for a CITIC credit card, the card's annual fee charging standard will generally be detailed. If you don't want to pay the annual fee, you can try to apply for a gold card or a regular card.

How much is the annual fee for CITIC Credit Card?

CITIC Bank Credit Card Annual Fee Standard:

CITIC Credit Card Standard Card: The annual fee for the main card is RMB 100, and the annual fee for the supplementary card is RMB 100. The fee is RMB 50;

CITIC Credit Card Gold Card: The annual fee for the dual-currency card is RMB 300 for the main card, the annual fee for the RMB single-currency card is RMB 200, and the annual fee for the dual-currency supplementary card is RMB 150. The annual fee for the single currency card supplementary card is RMB 100;

CITIC Platinum Credit Card: the annual fee for the principal card of the distinguished card is RMB 2,000, the annual fee for the supplementary card of the distinguished card is RMB 1,000, and the annual fee of the principal card of the elite card is RMB 1,000. The annual fee for the elite card supplementary card is RMB 480, and the annual fee is RMB 240.

CITIC Bank's credit card annual fee exemption policy:

CITIC Bank's regular credit card and gold card can be exempted from the annual fee by swiping the card once within a month of opening the card. If the card is used for 5 times in a year, The annual fee for the next year will be waived.

The CITIC Bank Platinum Card does not have an annual fee exemption policy. The annual fee must be paid in the first year. From the second year onwards, the annual fee can be redeemed with card points.

Most of the CITIC Bank credit card types have annual fees, but as long as you meet the conditions, you can waive the annual fee. The standard CITIC Bank credit card annual fee for the main card is RMB 100. The card slot is RMB 50 CITIC Credit Card.

In general, it is relatively easy to meet the conditions for the regular and gold cards of CITIC Bank credit cards. For the platinum card, you need to use it frequently to accumulate enough points to waive the annual fee. Therefore, if you have applied for a CITIC Bank Platinum Credit Card, you must use this credit card frequently, otherwise you will have to pay an annual fee of 2,000 yuan every year.

Advantage 1: CITIC Bank credit card can be applied for regardless of any qualifications. Anyone with a white account, a pure account, a bad credit record, or an overdue credit card can apply.

Advantage 2: The efficiency of online application is very fast, and the application rate is very high. As long as the information is consistent, the probability of application is over 90%.

Advantage 3: There are many co-branded cards, and the space for choice is very large. There are co-branded cards with almost all platforms, and there are also many loans behind them. Disadvantages: The number of outlets is relatively small. They are generally available in first- and second-tier cities but not in small counties, so it is difficult to apply. Of course, it is not impossible to apply. You can apply for a card in another place.

How to charge the annual fee for the CITIC Bank Credit Card Gold Card? Can the annual fee be waived?

While the Credit Card Gold Card enjoys more benefits, the annual fee is higher than that of the regular card. Up some.

Do you know how the annual fee for the CITIC Bank Gold Credit Card is charged? What can I do to waive the annual fee?

The annual fee charging standards for CITIC Bank credit cards are based on the type of credit card. The charging standards for regular cards, gold cards, and platinum cards are different. Let’s take a look at the charging standards for CITIC Bank credit cards!

What are the fees for the China CITIC Bank Credit Card Gold Card?

General card: The annual fee for the main card is 100 yuan/year, and the annual fee for the supplementary card is 50 yuan/year;

Gold card: The annual fee for the dual-currency card is 300 yuan for the main card. /year, the annual fee for RMB single-currency card is 200 yuan/year, the annual fee for dual-currency card supplementary card is 150 yuan/year, and the annual fee for RMB single-currency card supplementary card is 100 yuan/year;

Platinum Card: The annual fee for the distinguished card is 2,000 yuan/year, the annual fee for the supplementary card of the distinguished card is 1,000 yuan/year, the annual fee for the main card of the elite card is 480 yuan/year, and the annual fee for the supplementary card of the elite card is 240 yuan/year.

How to waive the annual fee for China CITIC Bank Credit Card Gold Card?

Swiping the card once within a month of opening the card will waive the annual fee for the current year, swiping the card five times within a year will waive the annual fee for the next year, and so on.

The above is the relevant content about the China CITIC Bank Credit Card Gold Card. I hope it will be useful to you. Introduction,

you can apply for a CITIC Bank credit card safely and quickly.

This concludes the introduction to how to charge the annual fee for CITIC Bank’s credit card and the annual fee charging standards for CITIC Bank’s credit card. Did you find the information you need?