If you have any consumption after applying for a credit card, you will pay it back on the repayment date.
Credit card repayment methods:
1. Repayment at bank branches.
Repayment at bank branches is the most traditional repayment method for credit cards. With the development of the information age, this repayment method has gradually been left out. However, repayment at bank branches is not limited to repayment at the business hall. Many banks now have credit card repayment functions on ATM machines, which is relatively convenient to use.
2. Bind debit card for automatic repayment.
Binding a debit card to automatically withdraw the repayment amount from the debit card on the repayment date is currently a popular repayment method. The automatic repayment methods are divided into full repayment and minimum repayment. There are two repayment methods, and cardholders can choose according to their own needs.
3. Mobile banking repayment.
Mobile finance is already a very popular term right now. With the increasingly perfect functions of mobile banking, mobile payment has become a favorite payment method for many consumers. Credit card holders can also log in to mobile banking to make credit card repayments on the repayment date. Moreover, currently, during the promotion period of mobile banking, most mobile banking transfers do not charge handling fees.
4. Online banking repayment.
I believe that online banking is familiar to young people. For online banking transfers, cardholders only need to log in to the computer, open the web page, enter the card number and password to complete credit card repayment. Intra-city transfers are free, but inter-bank transfers or cross-regional transfers will be charged a handling fee of 2‰ or a single transaction fee ranging from 2.5 yuan, 5.5 yuan, or 10.5 yuan depending on the transfer amount.
5. Repayment through third-party payment platform.
A variety of third-party payment platforms such as Alipay, Kuaiqian, and Tenpay have a very high usage rate among consumers. Depending on the method chosen or the bank, the cardholder will enjoy the repayment service for free or for a fee.