An overdue payment will affect your application for other credit cards. It can affect your credit score and credit history, negatively impacting your credit card application.

Specifically, the following is a detailed explanation of this issue:

1. Credit score affected: Credit score is an important indicator for banks and institutions to evaluate an individual's credit status. A late payment will leave a mark on your credit report and may result in a drop in your credit score. A poor credit score will make other banks more cautious when applying for a credit card and may deny the application or offer a lower credit limit.

2. Credit record affected: Credit record is a reference for banks and institutions when approving credit card applications. Once an overdue payment occurs, this record will appear on your personal credit report and remain there for a long time. Other banks will notice past due records when reviewing your credit report, which can lower your chances of getting a credit card application.

3. Restrictions on credit card applications: Due to the impact of overdue records on credit scores and credit records, other banks will be more cautious when applying for credit cards. They may ask for more proof of financial circumstances or may deny the application.

To sum up, one overdue payment will have a negative impact on applying for other credit cards. Damage to your credit score and credit history may cause other banks to be more cautious with an individual when applying for a credit card and may deny the application or offer a lower credit limit.

Overdue refers to the situation where the credit card holder fails to repay the credit card bill on time within the agreed repayment period. Being late can result in a variety of consequences, including penalty interest, late fees, and effects on your credit history and credit score. Therefore, timely repayment of credit card bills is crucial to maintaining a good credit history and credit score.

Please note that the above answers are based on the typical impact of a late payment on a credit card application, which may vary based on personal credit status, bank policies, and other factors.