Current location - Trademark Inquiry Complete Network - Overdue credit card - What is the limit of ICBC Universe Constellation Gold Card?
What is the limit of ICBC Universe Constellation Gold Card?

The limit increase for the ICBC Universe Constellation Gold Card can generally be applied for after 3-6 months. The minimum limit of the ICBC Universe Constellation Gold Card is around 10,000 yuan. The ICBC Universe Constellation Gold Card is a gold card in the credit card category, so its limit is usually above 10,000 yuan. The specific quota is related to the user's personal qualifications, credit status, work situation, etc. ICBC will conduct a comprehensive evaluation based on the user's basic personal situation and issue the quota based on the evaluation results.

ICBC Universe Constellation Gold Card recharge tips:

1. Use your credit card frequently and win by the number of card swipes. In life, wherever you can use a credit card to make purchases, you must use a credit card.

2. Spend a lot with credit cards. The best way is to generate more than 30 credit card consumption records every month for more than six months.

3. Repay in full and on time. If you cannot repay in full and on time, resulting in a bad credit card repayment record, it will not only affect your personal credit score, but also greatly extend the time it takes for your credit card to increase your credit limit.

4. There are various types of credit card consumption. Various consumption types will reflect the different consumption concepts and spending abilities of cardholders, and will also affect the credit card limit increase process to a certain extent.