If the credit card (debit card) limit of ICBC is too low, you can increase the limit by the following methods:

1. Apply for a temporary limit: Applying for a temporary limit can quickly increase the credit card (debit card) limit, and timely repayment is conducive to adjusting the temporary limit to a fixed limit.

2. Spend more credit cards (debit cards): Use credit cards (debit cards) every month, and don't choose the minimum repayment amount. In a few months, ICBC will automatically add credit cards (debit cards).

3. Submit financial proof: After submitting more material proof to the bank, the bank will think that the cardholder has strong repayment ability, and thus actively increase the credit card (debit card) limit.

4. How much to spend: For example, the credit card (debit card) has a quota of 5,000 yuan, and the monthly usage quota is about 4,500 yuan, so that the bank will judge that the user has strong spending power and actively increase the credit card (debit card) quota.

How to apply for a temporary credit card limit? There are four main ways!

Credit card quota is divided into temporary quota and fixed quota. As the name implies, a fixed limit is the inherent limit of a credit card, while a temporary limit is valid. Generally speaking, the credit card limit we are talking about is fixed. Have you applied for a temporary credit card limit? Many friends don't know how to apply for a temporary credit card limit. Today, I will introduce four methods to you.

1, customer service telephone application

Credit card holders can directly call the customer service center on the back of the credit card and apply for a temporary quota directly from the customer service. If you meet the application qualification of temporary quota, you will generally be given a quota directly.

2. Mobile banking applications

Download the Pocket Banking APP directly from your mobile phone, and after binding your own credit card, you can APPly for a temporary quota directly in the app, and you will have a quota as soon as you meet the conditions.

3. WeChat official account application

Pay attention to the official account of WeChat and the official WeChat of the bank. You also need to bind a credit card. You can apply for a temporary credit line according to the prompt, which is generally included in the line management.

4. Bank official website application.

All banks' credit card business has an entrance in official website, and they can apply directly in official website. If you have questions, you can also ask online customer service, which is convenient and simple.

The above is the application method of temporary credit card limit for everyone. It should be noted that the temporary credit card limit needs to be paid off in one lump sum, and the limit will be restored after the temporary limit expires! Friends in need can try these four methods!

I would like to ask if there is a temporary credit limit for ICBC credit cards.

ICBC credit card has a temporary limit. After the card is opened, the cardholder can apply for an increase in the temporary limit if it has been used normally for more than 3 months. When applying for a temporary credit card limit, the cardholder can contact the customer service specialist by calling ICBC's 24-hour customer service hotline 95588 to apply for a temporary increase in the credit card limit. Users of ICBC International Card can call 95588-6 to apply for increasing the temporary line of 10%, valid for 1 month.