All right.

1, with high quota. Jiahe Rural Commercial Bank credit card can apply for a high credit card, which can be used directly after application, so it is a very good credit card.

2. Low interest. Compared with other credit cards, the credit card of Jiahe Rural Commercial Bank has a very low interest rate, accounting for only 2% per month, so it is a very good credit card.

Is the large credit card of rural commercial bank reliable?

1. Reliable. If the bank recommends you to apply for a large credit card, it is generally more reliable, because the bank will make an evaluation based on your financial certificate before giving you a large credit card.

2. explanation of large credit card: the so-called large credit card refers to a high-value credit card. Generally, the amount of general cards is between thousands and tens of thousands, and the amount of large credit cards can reach hundreds of thousands or even millions. Case 1: You already have a credit card. If you already have one or more credit cards and have a good repayment record, you only need to pay attention to one thing. Good consumer credit and repayment credit are the key to applying for a large credit card.

1. Handling large credit cards: credit cards that have never been used. In this case, it may be difficult to apply for a large credit card. So what does the bank look at? Your income and assets determine whether to give you a card and the size of the credit line. This is very simple. You can provide weighty asset certificates, such as income certificates, real estate certificates, mortgage purchase certificates, automobile property certificates, bank deposit certificates or securities certificates. Secondly, your work unit, personal ability, application experience and other certificates that can prove your personal ability will also help you get large credit cards, such as academic certificates, technical grade certificates and other qualification certificates.

2. Personal data preparation:

(1) Original of my ID card

(2) The income and employment certificate issued by the unit shall be stamped with the official seal or financial labor seal.

(3) Application form for obtaining tax payment certificate (you can print the tax payment form at the local taxation bureau with your ID card in recent 1 year): you can collect it directly at the bank credit card center, download the application form yourself at the bank credit card center, or fill in the application form directly online.

3. Supplementary conditions for handling large credit: whether there is a local fixed telephone (having a local fixed telephone means that your residence is stable and will increase the bank's credit evaluation score for you); Whether or not to get married (the score of married is higher than that of unmarried); Whether it is a local account (the score of local account is higher than that of foreign account); Whether there is a house (having a house is higher than not having a house, and living by oneself is higher than living with parents); Education (the higher the education, the higher the score); The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 companies all scored relatively high); Job description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).

How about the credit card of Wuxi Rural Commercial Bank?

The credit card application threshold of rural commercial banks is low,

Credit card points and other preferential activities will also be launched regularly. The maximum withdrawal amount of credit cards of rural commercial banks is 50% of the original amount.

How about playing cards in Tianfu, a rural commercial bank?

Not bad.

Tianfu Play Card is a credit card launched by Chengdu Rural Commercial Bank. It has many advantages such as "simple application, free annual fee for life, convenient use" and is deeply loved by young people.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve funds according to regulations, and when the balance of the reserve fund account is insufficient, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Is the pass rate of rural commercial credit cards high?

If the credit card application conditions of rural commercial banks are met, the pass rate is still relatively high. The application conditions that need to be met are:

1. Applicants must be at least 18 years old, or at least 16 years old if applying for supplementary cards.

2. Relevant professional certification documents and copies of personal identity cards are required.

3. If you have a car and a house under your name, you'd better provide a copy of your own car driving license, proof of income and relevant documents of housing proof.

4. If the approved amount is high, you can also provide the original or photocopy of the personal income tax withholding certificate or tax payment certificate for the last three consecutive months or the previous year.

Extended data:

Credit card application:

If a customer wants to apply for a credit card, he can directly bring personal ID card and income proof (such as bank running water and payroll) and other relevant information to the counter of the offline business outlet of the selected bank, ask the staff to apply for a card, then get the application form to fill in, and then hand the completed form together with the information to the staff, and then wait patiently for the bank to review.

After the bank's approval is completed, it will naturally send a message to inform the customer. If approved, it will make a card for the customer and then mail the prepared card to the customer. Customers can activate the card and use it after receiving it.

Of course, in addition to applying at the outlets, customers can also apply directly at the bank official website, the mobile banking client or the credit card app. However, it should be noted that if you apply for a bank's credit card online for the first time, you may have to go to the bank for an interview afterwards.

Customers should pay attention to keep the phone open after submitting their card application, because some banks may call to ask customers some relevant information during the audit. In this regard, if you don't receive the call in time, it may have a certain impact on the card approval.

Credit card withdrawal:

When applying for a credit card, the bank will approve the amount according to the applicant's comprehensive qualifications, and the credit card can also be used to raise the amount. The method is as follows:

First, more credit card spending.

If you want to increase the credit card limit, you should spend more by credit card. If you can swipe your card, try to swipe it. It is best to keep a stable consumption record for several months before applying for withdrawal, and it is best to swipe your card about 20 times a month. Merchants who swipe their cards should also be diversified.

Second, properly handle the staging.

Appropriate installment is beneficial to credit card withdrawal, but it is best not to be too long, 3 to 6 installments are enough, and the installment amount is not too large. For example, it is very appropriate to apply for installment after spending on some holidays, and the success rate of withdrawal is also high.

Third, make a good record of using the card.

If you want to return the credit card, a good credit card record is essential, because there is no way to return the credit card because there is a bad record on the credit information, so you must repay it on time to avoid illegal operations such as overdue and cash withdrawal.

How about Wuhan Rural Commercial Bank Meituan Credit Card?

Yes, it is a practical credit card, which provides cardholders with one-stop financial consumption services such as take-away, catering, tourism and entertainment, and creates the first "extraordinary life" credit card in Hubei Province. Cardholders can pay through Meituan platform, and enjoy such preferential activities as the successful reduction of 6 yuan for the first order of daily take-out orders, the drawing of red envelopes and coupons by pen and pen, and the accumulation of Meituan change by irregular designated consumption. At the same time, the card can also enjoy a number of benefits, including annual fees, loss reporting and replacement fees.

1. Wuhan Rural Commercial Bank has thoroughly implemented the spirit of the 19th Party Congress, stepped up the implementation of a series of major strategic arrangements of provincial and municipal party committees and governments, and made every effort to build "characteristic banks, boutique banks and smart banks" with innovation as the first driving force, accelerated the pace of digital transformation, systematically promoted digital and intelligent transformation, and followed the principles of "openness", "integration", "synergy" and "empowerment".

2. With the rapid development of mobile Internet technology, "quality" service has always been the purpose of Wuhan Rural Commercial Bank's credit card. This time, together with Meituan platform, we will focus on the consumption scene of "eating, drinking, and having fun". Through the two-way empowerment of "user experience of consumption scenes", we will concentrate our respective superior resources with Meituan, adhere to technology as the core, take customers as the center, accurately reach local users, and deeply focus on user consumption scenes and needs.

3. Wuhan Rural Commercial Bank originally belonged to Tonglian's existing AIC standard card bank, with nearly 230,000 cards. At the beginning of 2020, we began to discuss the project of getting business cards, but due to the epidemic, we officially started moving in late August. In addition to accessing the function of Meituan co-branded card, the project also needs to move the existing brand card into the new system, and there is not much time left for the project team from project start-up to production.

4. Faced with the characteristics of tight project time, heavy tasks and great difficulties, all parties of the project cooperated with each other, especially in the face of practical difficulties such as the shortage of resources for several key projects of the company, the President's Office actively guided and coordinated, and the data center, marketing department, business support department and product innovation department made full efforts to promote it, and all departments of R&D cooperated with each other. Only after more than three months, the project has completed the migration and development of standard card data, involving the development and transformation of more than 50 systems, newly developed independent systems including joint card approval and big data report platform, and more than 8,000 test case data projects, successfully solved the transformation of one check and two sets of approval systems, and successfully completed various tasks.

So much for the introduction of rural commercial bank credit cards.