Credit card issuance conditions generally require two types of proof: proof of identity and proof of financial resources

The main proof of identity is the resident ID card (within the validity period)

Proof of employment It can take many forms:

1 Work permit must be a card with the company name and position printed on it.

2 For income certificate, the bank will provide you with the corresponding format to fill in, and the company’s seal will suffice.

3 Proof of financial resources, real estate certificate, land use right certificate, car ownership certificate, etc. can be used to prove your financial resources.

4 Three months of bank statements can prove the funds in and out of your account, making it easier for the bank to verify and approve the limit for you.

After providing these materials, the bank will accept the application and approve the limit for you, and the credit card application will be successful. Of course, you still need to fill in the application form at the bank.

In terms of interest: 1. For example, after you make a purchase on April 25 of this month, the repayment will be interest-free that month, but from the 1st of the next month, interest will be recorded at 50,000 per day of the amount, and so on. When repaying the loan, you must calculate the interest together and repay it in full. Otherwise, since the interest is not repaid, it does not count as full repayment and there will still be interest.