There is an annual fee for flash payment of pass card in China Bank. China Bank's cards are divided into debit cards and credit cards. Debit cards are free of annual fees, while credit cards will charge annual fees according to the card type and card level. It should be noted that China Bank will waive the annual fee for users' tier-1 accounts and need to apply for it by itself. Do not apply, individual banks charge an annual fee 10 yuan. China Bank Flash Pay Card is a credit card, so China Bank will charge an annual fee for Flash Pay Card. Flash payment is one of the industrial brands of China UnionPay, which indicates the contactless payment products of UnionPay. It is used for payment applications such as PBOC2.0 contactless IC card, and has the characteristics of small and fast payment.