Reasons for China Bank Card Swallowing:
1. If the status of the card is loss reporting, the stolen card or frozen card will be swallowed;
2. In addition, if the card issuer sends an instruction to the equipment to force the card to be swallowed, it will also swallow the card;
3.ATM failure leads to card swallowing;
4. Swallowing the card due to the cardholder's operational error.
The above contents are for your reference. Please refer to the actual business regulations.
Why does ATM swallow cards?
ATM swallowed the card normally because the credit card expired or the account was frozen; The cardholder fails to retrieve the card within 30 seconds after completing the ATM operation; Password error for more than three times (including three times); Misoperation or machine failure may also lead to card swallowing. The ATM swallows the card normally, and the machine will spit out the card swallowing receipt, and there will be a card swallowing prompt on the screen. The cardholder can take the receipt to the management bank to get the card.
2 ~ 5 seconds after the banknote is issued, if no one takes the banknote, the ATM will swallow it back. When withdrawing money, it must count and find suspicious banknotes, aim the banknote crown number at the ATM camera, stay for a few more seconds, and then slowly move back and forth. This allows the camera to record at an optimal distance, and then take the banknotes to the bank for identification. If it is counterfeit money, you should immediately complain to the bank and keep the crown number printed when withdrawing money.
Extended data:
operational approach
1. Insert the bank card with the magnetic stripe facing down and the side with the magnetic stripe facing right into the ATM machine.
2. If there are some prompt words on the screen, just click "OK", and the "OK" key is at 4 or 8.
3. Enter the card password. After entering, some can directly enter the withdrawal screen, and some need to press Enter 4 or 8.
4. You can see "Inquiry", "Withdrawal", "Transfer" and "Refund Card" on the screen, and select the corresponding buttons. That's eight buttons. Don't worry. Read it clearly and press the corresponding button next to the option.
5. Press "Withdraw" to enter the withdrawal amount. If there are convenient prompts on the screen, such as: 1000 yuan, 800 yuan, 500 yuan, etc. , you can directly press the corresponding button. If not, find the "Other Amounts" key, then freely enter the amount to be withdrawn, and press the "Confirm" key after entering the amount.
6. At this time, stare at the "cash outlet". If no one picks up the bill, the ATM will swallow it back 2-5 seconds after the bill is issued. When withdrawing money, be sure to count the suspicious banknotes, aim the banknote crown number at the ATM camera, stay for a few more seconds, and then slowly move back and forth. This allows the camera to record at an optimal distance, and then take the banknotes to the bank for identification. If it is counterfeit money, you should immediately complain to the bank and keep the crown number printed when withdrawing money.
7. After withdrawing money, you can withdraw money or inquire again.
8. If you don't want to continue the operation, click "Return Card" prompted on the screen to exit the bank card.
Use skills
Use skills of ATM machine
In order to minimize the potential risks of transactions using ATM machines, please follow the following tips:
Get everything you need before you arrive at the ATM-don't spend too much time sorting out your wallet or exposing cash after withdrawing money.
Pay attention to shielding when entering the password.
I want to find an ATM located in.
When using the drive-in ATM, lock the door and keep the engine running.
If there are people lurking or suspicious around, please find another ATM to use.
Avoid using ATMs with card readers (devices installed on ATMs that can read the information in the cards). Please carefully check whether there are suspicious items near the ATM.
Why was my credit card swallowed by ATM?
Whether it is a credit card or a debit card, all bank cards are swallowed at ATM machines for the following three reasons:
First, the cardholder made mistakes in operation, such as failing to take the card over time and forcibly inserting the card;
The second is to swallow abnormal cards according to the requirements of the issuing bank, such as lost cards, stolen cards, fake cards and so on.
Third, ATM machine or system failure.
Why is the bank card swallowed?
ATM card swallowing can basically be summarized as the following reasons:
The customer forgot the bank card password and entered the wrong password three times in a row, and the ATM automatically swallowed the card;
The ATM is broken, or the bank staff forgot to put cash into the ATM;
The bank card has been degaussed, the customer inserts the bank card into the ATM without knowing it, the bank card is spit out, and the ATM swallows the card after the customer inserts it again;
The customer forgot to press the card return button after withdrawing money, which caused the ATM to swallow the card automatically after overtime;
After the customer presses the card pick-up button, the card is not picked up in time in the card pick-up slot, which causes the ATM to swallow the card automatically after overtime;
There is insufficient funds in the bank card, and the card is swallowed by the customer's forced operation.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.
The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true. Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption.
Bank card management fee mainly refers to small account management fee.
1. ICBC: 3 yuan/quarter is lower than 300 yuan's small account management fee;
2. Agricultural Bank of China: 300-500 yuan will charge small account management fee for 3 yuan/quarter;
3. China Construction Bank: small account management fee within 300-500 yuan 3 yuan/quarter;
4. Bank of China: the small account management fee in 3 yuan/quarter is lower than that in 500 yuan;
5. Bank of Communications: 3 yuan/quarter is lower than 300 yuan's small account management fee;
6. China Postal Savings Bank: the management fee for small accounts below 100 yuan shall be charged according to 3 yuan every quarter;
7. China Minsheng Bank: Shenzhen collects a one-time small account management fee of less than 5,000 yuan (5,000 yuan) 36 yuan/year;
8. Everbright Bank: At present, there is no small account management fee;
9. CITIC Bank: At present, there is no small account management fee;
10, Huaxia Bank: There is no small account management fee at present;
1 1. Shanghai Pudong Development Bank: There is no small account management fee at present;
12, Industrial Bank: There is no small account management fee at present;
13. China merchants bank: the average daily deposit balance is less than 10000 yuan (ten thousand yuan), and the small account management fee is 1 yuan/month;
14. SDB: 3 yuan/quarter is lower than 300 yuan's small account management fee;
15. guangfa bank: the average daily deposit balance is lower than the small account management fee charged by 500 yuan 3 yuan/quarter;
16. Bohai Bank: There is no small account management fee at present;
17, hengfeng bank: There is no small account management fee at present;
18, Zheshang Bank: There is no small account management fee at present;
19, Bank of Beijing: There is no small account management fee at present;
20. Shanghai Bank: 3 yuan/quarter lower than 300 yuan's small account management fee;
2 1, bank of tianjin: 3 yuan/quarter lower than 300 yuan's small account management fee;
22. If the average daily balance of Ping An Bank account is less than 1 ,000 yuan, 2 yuan/monthly account management fee will be charged.
On the third day of New Year's Eve, the password of rural credit card withdrawing money from ABC is also correct. Why did you swallow cards?
It is understood that there are three main reasons for credit card swallowing: one is caused by the cardholder's operational mistakes, such as entering the wrong password for more than three consecutive times, not taking the card over time, forcibly inserting the card, etc.; One is that the ATM machine or system fails; There is also a kind of credit card with abnormal status, such as loss reporting card, fake card and frozen card.
This concludes the introduction of why credit cards are swallowed and why bank cards are swallowed. I wonder if you have found the information you need?