Hello, if it is a China Merchants Bank credit card bill repayment in installments, bill installments (only for cardholders who hold commercial cards, official cards (including financial official cards), purchasing cards, ANA guaranteed cards or supplementary cards) Unable to apply) is a new financial management feature launched by our bank's credit card, which can help you repay the consumption amount in your bill in monthly installments. You can send a text message, log in to credit card online banking, or call the customer service hotline 4008205555 to transfer to the service specialist to apply. Handling fee per period = total installment amount × handling fee rate per period. The minimum handling fee per period is 5 yuan, 0.9% per period for 3 periods, 0.75% for 6 periods, 0.70% for 10 periods, and 0.75% for 12 periods. 0.66% per period, 0.68% for 18 periods, and 0.68% for 24 periods.

Principal of each period=8000/12

Handling fee of each period=8000*0.66%

Repayment of each period=Principal of each period+Principal of each period Handling fee. Please refer to the amount due on your credit card statement for the specific amount. You can log in to the public version of your credit card to check issued bills and verify the amount of repayment due on your bill.

Whether the application for bill installment is approved shall be subject to the comprehensive evaluation result of our bank's credit card center. For bill installment application conditions, please log in to the credit card website/, click "Credit Finance" - "Bill Installment" to check the bill installment terms and conditions.

After the bill installment application is successful, the current bill only needs to repay the amount other than the bill installment, and the principal amount payable in the first installment (principal payable in each installment = total installment principal ÷ number of installments) And the handling fee will be reflected in the next month's bill.