Credit card is a common consumption tool for people nowadays. So is there a limit to the number of times a credit card can be used per day? Friends who are interested in this can learn more about it.

How many times a credit card can be swiped in a day

Banks generally have no limit on the number of credit card swipes per day. As long as the credit card holder's credit card credit amount is within the remaining credit card limit, the credit card credit card transaction can be used. Even if there is no limit on the credit card, most banks will still provide the cardholder with a part of the limit to continue overdrafting.

What should you pay attention to when swiping a credit card?

1. For the first time using a new credit card and the first three large POS machine purchases, some banks are likely to conduct phone verification. The amount of card swipes in the first month of the new card must not exceed 50 of the limit, and the number of purchases must be more than 5 times.

2. When swiping a card at the POS machine, the receiving bank should not use the bank where the credit card is located, as this can easily be monitored by the bank. For example, if your POS payment is bound to a CCB savings card, you cannot use CCB credit cards to make purchases.

3. If the same credit card needs to be swiped multiple times on the same day, the interval between each card swipe shall not be less than one hour. If the POS machine where the card is swiped does not belong to the same city, the interval must be 4 hours or more. If the POS machine where the card is swiped belongs to the same city, the interval needs to be more than 2 hours.

4. Each credit card should try to simulate real consumption according to the business content of the card swiping machine. Retail types should have more mantissas (for example, supermarket purchases can be accurate to ten cents), and wholesale types should have less mantissas (such as home appliance wholesale). , just don’t include any mantissa, just be accurate to ten digits).

5. The amount of each credit card swiped at one time cannot exceed 50,000. The amount above 50,000 is subject to monitoring. Card consumption shall be swiped according to the business hours of the merchant. Do not swipe again after the business hours. For example, hotels can be used 24 hours a day. You can swipe at any time, but don’t swipe at supermarkets after 10pm.

Although there is no limit on the number of times a credit card can be used in a day, the editor here still recommends that you use your credit card in a standardized way and repay it on time, which is good for you.