Hello, I'm glad to answer your question. According to your description, you are doing judicial investigation, that is, political examination or background investigation, so your credit card overdue will definitely have an impact, because the credit card is issued by the bank, and the bank is connected to the People's Bank for credit investigation, that is, your overdue situation will be recorded truthfully, so there will be bad records in credit investigation. If the credit part is also very strict, it is likely to fail.